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LogNet Systems (MaxBill) Recognised as a Representative Vendor in the 2024 Gartner® Market Guide for Utility Customer Information Systems Report. – PRWire

PRWire:

LogNet Systems (MaxBill) is recognised in the Market Guide by Gartner as a Representative Vendor of smart billing and CRM solutions for multiutility suppliers and service providers.   

Gartner delivers actionable, objective insight to executives and their teams. Its expert guidance and tools enable faster, smarter decisions and stronger performance on an organization’s mission-critical priorities 

MaxBill represents a utility billing solution and CRM provider, supporting a full concept-to-cash cycle and empowering utility customers worldwide with automated revenue management, invoicing, and reconciliation. Companies with multiple brands can use MaxBill to efficiently handle billing and CRM needs within a single instance, thereby streamlining operations and reducing costs. 

“At MaxBill, we vividly grasp market changes and strive to develop our solutions in a way to meet modern customer demands and support capabilities across multi-utility services. Our SaaS platform and AI models allow working with new customer models and address challenges, such as bad debts and customer churn,” commented MaxBill’s CEO Kirill Rechter.   

Gartner Subscriber can download a copy of the 2024 Market Guide for Utility Customer Information Systems from here: 

https://www.gartner.com/en/documents/5487595?ref=shareSummary   

About MaxBill: 

MaxBill is B2B SaaS solution provider that delivers billing, CRM, complex  partner agreement management, invoicing & reconciliation. MaxBill multi-service delivery on multiple product lines is currently used by dozens of companies, supplying products  and services in energy, utilities, telecommunications, connectivity. 

Visit our website: 

LogNet Systems (MaxBill) Recognised as a Representative Vendor in the 2024 Gartner® Market Guide for Utility Customer Information Systems Report. – PRWire

https://maxbill.com 

Visit social media: 

LinkedIn 

Facebook 

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Gartner, Market Guide for Utility Customer Information Systems, By Jo-Ann Clynch, Lloyd Jones, 4 June 2024. 

GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. All rights reserved. 

Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designations. Gartner research publications consist of the opinions of Gartner’s research organisation and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose. 

LogNet Systems (MaxBill) Recognised as a Representative Vendor in the 2024 Gartner® Market Guide for Utility Customer Information Systems Report. – PRWire

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PRWire:

LogNet Systems (MaxBill) is recognised in the Market Guide by Gartner as a Representative Vendor of smart billing and CRM solutions for multiutility suppliers and service providers.   

Gartner delivers actionable, objective insight to executives and their teams. Its expert guidance and tools enable faster, smarter decisions and stronger performance on an organization’s mission-critical priorities 

MaxBill represents a utility billing solution and CRM provider, supporting a full concept-to-cash cycle and empowering utility customers worldwide with automated revenue management, invoicing, and reconciliation. Companies with multiple brands can use MaxBill to efficiently handle billing and CRM needs within a single instance, thereby streamlining operations and reducing costs. 

“At MaxBill, we vividly grasp market changes and strive to develop our solutions in a way to meet modern customer demands and support capabilities across multi-utility services. Our SaaS platform and AI models allow working with new customer models and address challenges, such as bad debts and customer churn,” commented MaxBill’s CEO Kirill Rechter.   

Gartner Subscriber can download a copy of the 2024 Market Guide for Utility Customer Information Systems from here: 

https://www.gartner.com/en/documents/5487595?ref=shareSummary   

About MaxBill: 

MaxBill is B2B SaaS solution provider that delivers billing, CRM, complex  partner agreement management, invoicing & reconciliation. MaxBill multi-service delivery on multiple product lines is currently used by dozens of companies, supplying products  and services in energy, utilities, telecommunications, connectivity. 

Visit our website: 

LogNet Systems (MaxBill) Recognised as a Representative Vendor in the 2024 Gartner® Market Guide for Utility Customer Information Systems Report. – PRWire

https://maxbill.com 

Visit social media: 

LinkedIn 

Facebook 

X 

Gartner, Market Guide for Utility Customer Information Systems, By Jo-Ann Clynch, Lloyd Jones, 4 June 2024. 

GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. All rights reserved. 

Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designations. Gartner research publications consist of the opinions of Gartner’s research organisation and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose. 

Guardians of Our Planet: Embracing Climate Change Awareness for a Brighter Future – PRWire

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Guardians of Our Planet: Embracing Climate Change Awareness for a Brighter Future – PRWire

PRWire:

The Vital Importance of Climate Change Awareness

Imagine, if you will, a vibrant, bustling world teeming with life, from the smallest microorganisms in the soil to the majestic giants of the oceans. This is our Earth, a planet of unparalleled beauty and diversity. Yet, this incredible tapestry of life is under threat, and the source of this threat is something we must all become acutely aware of: climate change.

As we traverse the varied landscapes of our planet, from the icy realms of the Arctic to the lush rainforests of the Amazon, we can see the fingerprints of climate change etched into the very fabric of nature. Glaciers that once stood as towering sentinels are now retreating, their icy forms melting into the sea. The vibrant coral reefs, often referred to as the rainforests of the ocean, are suffering from bleaching events that leave them ghostly pale and struggling to survive.

The importance of climate change awareness cannot be overstated. It is the key to unlocking the collective action needed to preserve our planet’s delicate ecosystems. By understanding the causes and consequences of climate change, we can take steps to mitigate its effects and protect the myriad species that call Earth home.

Our atmosphere, a thin veil of gases surrounding our planet, acts as a delicate balance, regulating the climate and making Earth habitable. Human activities, particularly the burning of fossil fuels, have disrupted this balance, releasing vast amounts of carbon dioxide and other greenhouse gases. These emissions trap heat, leading to a warming of the planet that affects weather patterns, sea levels, and biodiversity.

However, it is not too late to change the course of our future. The story of our planet is still being written, and each of us has a role to play in its narrative. By raising awareness about climate change, we can inspire individuals, communities, and nations to take action. Simple steps, such as reducing energy consumption, embracing renewable energy sources, and protecting natural habitats, can make a significant difference.

Consider the forests, those grand cathedrals of nature. They are not only home to countless species but also play a crucial role in absorbing carbon dioxide from the atmosphere. By conserving and restoring these vital ecosystems, we can help to mitigate climate change and safeguard the biodiversity they support.

In our oceans, the story is much the same. Marine life, from the smallest plankton to the largest whales, relies on stable, healthy ecosystems. Overfishing, pollution, and climate change threaten these delicate balances. By promoting sustainable fishing practices and reducing plastic waste, we can help to protect the marine environments that are so vital to our planet’s health.

One of the most powerful tools we have in the fight against climate change is education. By informing ourselves and others about the science of climate change and its impacts, we can build a movement that prioritizes the health of our planet. Schools, media, and community organizations all have a role to play in spreading this critical knowledge.

In the end, the importance of climate change awareness lies in its ability to unite us in a common cause. Our planet, with its awe-inspiring landscapes and diverse inhabitants, is a treasure worth protecting. Together, we can create a future where the wonders of nature continue to thrive, where our children and grandchildren can experience the same beauty and diversity that we have been privileged to enjoy.

So let us embrace this challenge with hope and determination. Let us raise our voices and take action to preserve the incredible tapestry of life on Earth. For in doing so, we honor not only our planet but also the generations that will inherit its wonders. Together, we can make a difference. Together, we can ensure that the story of our planet is one of resilience, beauty, and enduring life.

New Artist-Owned Music Company Fights Back to Protect Artists From AI-Music Theft. – PRWire

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New Artist-Owned Music Company Fights Back to Protect Artists From AI-Music Theft. – PRWire

PRWire:

Major Labl Artist Club has announced a ground-breaking partnership with French tech firm Ircam Amplify. This innovative collaboration enables us to become the first company to block AI music from distribution.

AI-Music is a hot topic, in recent weeks the story has moved from the tech pages to the front pages with the announcement that Universal Music, Sony Music and Warner Music are suing two AI music start-ups in a potentially landmark case.

The record labels claim Suno and Udio have committed copyright infringement on an “almost unimaginable scale” using AI software trained on their music catalogues to create new tracks without seeking prior permission.

The ability to create music in minutes without talent has led to a proliferation of music-flooding streaming services. In 2023, an estimated 170 million tracks created by AI were uploaded to Apple Music, Spotify, and Amazon Music. (Ircam Amplify).

Stopping the illegal production of AI music is one step, but equally important is being able to stop its distribution. Right now, a staggering 120,000 new tracks are being added to Spotify every day, up from 55,000 in 2020 with AI partly responsible for this growth.

In response, Major Labl Artist Club, (MLAC) a company owned by independent artists has partnered with French audio technology company Ircam Amplify. Using their technology MLAC will be able to scan up to 5,000 music tracks in under a minute, detecting and blocking AI music from distribution with an accuracy rate of 98.5%.

“We exist to ensure independent artists always get paid their fair share of music royalties from streams, sales and live, so we can’t just sit back and watch as their music is being

stolen to train AI music tools.  We are proud to be the first company to offer a real-world solution. Unlike the artists signed to Universal, Sony and Warner nobody is standing up for the independent artists.” explains Major Labl Artist Club, Co-Founder Mark Knight.

Nathalie Birocheau, CEO and Co-Founder of Ircam Amplify added. “We are thrilled to partner with Major Labl to integrate our AI-Generated Detector into their ingestion process. This collaboration comes at a crucial time when AI-generated music is flooding digital platforms. Our easy and accurate API will help Major Labl distinguish between human-created and AI-generated music, ensuring transparency and supporting human artists whose work might otherwise be overshadowed.”

For more information.

Major Labl Artist Club provides everything you need to run your music career online, in one place. We are backed by the Government’s SEIS (Seed Enterprise Investment Scheme) scheme and part of Microsoft for Start-ups, with over 3,000 independent artists on our waitlist.  We’re currently raising and accepting minimum investments of £1,000 which becomes £500 with a 50% SEIS tax rebate for UK investors. For more information or to book a demo contact: Mark Knight: mark@majorlabl.com // www.majorlabl.com

Ircam Amplify is a Tech enabler, attached to IRCAM-Centre Pompidou, France’s foremost audio research institute and a major centre of music creation, to connect technology and emotion. With their audio-as-a-Service platform they empower creative industries to harness the power of audio editing and processing AI, automating pristine quality and impactful content delivery across multiple channels without upfront costs. For more information reach out to Elias Karam: elias.karam@ircamamplify.com

ClearOne and FVC Join Forces to Enhance AV Technology in MEA Region – PRWire

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ClearOne and FVC Join Forces to Enhance AV Technology in MEA Region – PRWire

PRWire:

ClearOne Partners with FVC to Revolutionize AV Solutions in the Middle East and Africa

ClearOne (NASDAQ: CLRO), a global leader in conferencing, collaboration, and network streaming solutions, has announced a strategic partnership with FVC, a leading value-added distributor known for its customer service excellence in the Middle East and Africa. This collaboration is set to transform the AV landscape in the region.

FVC, with over two decades of experience, has a proven track record of delivering state-of-the-art technology solutions to businesses across the Middle East and Africa. Their strategic positioning in the Unified Communications and Collaboration (UCC) space, combined with an extensive distribution network and technical expertise, makes them the perfect partner for ClearOne.

Grifiths Zachariah, AVP-EMEAIO region at ClearOne, expressed enthusiasm about the partnership, stating, “We are delighted to partner with FVC to enhance our reach and market penetration in the Middle East and Africa. FVC’s impressive reach in the enterprise market and well-established relationships will allow us to deliver ClearOne’s innovative solutions to a broader audience.”

This partnership will enable FVC’s customers to access ClearOne’s industry-leading audio-visual solutions, addressing the challenges faced in modern hybrid work and learning environments. The collaboration is poised to enhance FVC’s product portfolio, providing a comprehensive range of solutions tailored to meet the evolving needs of their clients.

Mr. K.S. Parag, Managing Director at FVC, commented, “ClearOne’s renowned audio performance in the conferencing space will complement the comprehensive product portfolio carried by FVC today. We are committed to empowering our partners, vendors, and clients with cutting-edge technology that yields immediate results. Our collaboration with ClearOne will further enhance value for our partners and customers.”

This strategic alliance underscores ClearOne’s commitment to expanding its global footprint and delivering exceptional AV solutions that meet the diverse needs of businesses in the Middle East and Africa. As the demand for sophisticated and reliable AV technology grows, the ClearOne-FVC partnership is set to play a pivotal role in shaping the future of the region’s AV industry.


ClearOne and FVC’s partnership promises to bring advanced AV solutions to the forefront, offering unparalleled benefits to resellers, system integrators, and end-users in the Middle East and Africa. By combining ClearOne’s innovative technology with FVC’s extensive market expertise, this collaboration is set to redefine the standards of excellence in the AV industry.

Islamic Finance Explained: Principles, Instruments, and Global Growth – PRWire

Islamic Finance Explained: Principles, Instruments, and Global Growth – PRWire

PRWire:

Unlocking the Secrets of Islamic Finance: Ethical Banking Redefined

Islamic finance is transforming the financial world by adhering to Sharia (Islamic law) principles, offering an ethical alternative to conventional banking systems. Here’s a closer look at its core aspects and instruments.

Key Aspects of Islamic Finance

Prohibition of Riba (Interest)
Islamic finance strictly forbids the charging or receiving of interest, which is viewed as exploitative. Instead, it promotes ethical investments that benefit both parties. This prohibition ensures that financial transactions are fair and just, avoiding the exploitation of borrowers and ensuring that financiers take on a share of the risk.

Profit and Loss Sharing
Instead of fixed interest payments, Islamic finance emphasizes risk-sharing between financiers and entrepreneurs, ensuring a fair distribution of profits and losses. This model encourages partnership and collaboration, fostering a more resilient and equitable financial system where both parties are invested in the success of the venture.

Prohibition of Haram (Forbidden) Activities
Investments in industries like alcohol, gambling, and pornography are strictly prohibited, aligning financial activities with ethical and moral standards. This focus on ethical investment means that funds are directed towards socially responsible projects, supporting industries that contribute positively to society.

Avoidance of Gharar (Uncertainty)
Contracts with excessive uncertainty or speculative elements, such as derivatives and short-selling, are avoided to ensure transparency and fairness. This principle ensures that all parties have clear information about the terms of the contract, reducing the potential for disputes and fostering trust in financial transactions.

Common Islamic Finance Instruments

Murabahah (Cost-Plus Financing)
A sale contract where the bank buys an asset and sells it to the customer at a marked-up price, with payments deferred over time. This method allows customers to acquire necessary assets without the burden of interest, making it a popular choice for financing in various sectors, including real estate and automotive. Murabahah contracts are straightforward and transparent, ensuring both parties are aware of the cost and markup involved.

Musharakah (Joint Venture)
A partnership where both the bank and the customer invest in a project, sharing profits and losses based on their contributions. This approach not only provides financial support but also brings in the bank’s expertise and resources, increasing the likelihood of the project’s success. Musharakah fosters a sense of joint ownership and accountability, leading to more responsible and sustainable business practices.

Ijarah (Leasing)
A leasing agreement where the bank purchases an asset and leases it to the customer, providing an alternative to traditional loans. This method is particularly beneficial for businesses that need to use assets without having to purchase them outright, such as equipment or property. Ijarah contracts are flexible and can be structured to suit the specific needs of the lessee, making them a versatile financing option.

Sukuk (Islamic Bonds)
Asset-backed securities that comply with Sharia principles, commonly used to fund public infrastructure projects. Sukuk provides investors with a share in the asset and its returns, offering a stable investment vehicle that supports large-scale development projects. Sukuk structures are designed to ensure that the investment remains compliant with Islamic principles, offering a secure and ethical investment option.

Growth and Significance of Islamic Finance

With assets surpassing $2.4 trillion globally and an annual growth rate of 11.4%, Islamic finance is rapidly expanding. Its alignment with ethical principles and religious beliefs makes it a compelling choice for millions worldwide, fostering socially responsible investments and inclusive financial growth. The significant growth is also driven by the increasing demand for ethical financial products from non-Muslim investors who are attracted to the transparency and fairness inherent in Islamic finance principles.

Islamic finance is gaining traction in various regions, including the Middle East, Southeast Asia, and increasingly in Western countries. This growth is supported by a robust regulatory framework and the establishment of numerous Islamic financial institutions, which ensure that financial products and services adhere to Sharia principles.

Moreover, the innovative nature of Islamic finance instruments is attracting a diverse range of investors. The flexibility and ethical foundation of these products offer an attractive alternative to conventional financial systems, particularly in times of economic uncertainty. The rise of fintech in the Islamic finance sector is also noteworthy, as technology enables more efficient and accessible financial services, reaching a broader audience and fostering greater financial inclusion.

Islamic finance also plays a crucial role in supporting sustainable development goals (SDGs). By promoting ethical investments and prohibiting activities that are harmful to society, Islamic finance contributes to the creation of a more equitable and sustainable global economy. Initiatives such as green Sukuk, which finance environmentally friendly projects, demonstrate the potential of Islamic finance to drive positive change.


Islamic finance isn’t just a financial system; it’s a movement towards more ethical, inclusive, and socially responsible banking. As it continues to grow, it offers a promising alternative for those seeking to align their financial activities with their values. By emphasizing fairness, transparency, and shared risk, Islamic finance provides a sustainable model that benefits individuals, businesses, and society as a whole. Its potential to contribute to economic stability and social welfare makes it a valuable component of the global financial landscape.

Islamic Finance Explained: Principles, Instruments, and Global Growth – PRWire

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Islamic Finance Explained: Principles, Instruments, and Global Growth – PRWire

PRWire:

Unlocking the Secrets of Islamic Finance: Ethical Banking Redefined

Islamic finance is transforming the financial world by adhering to Sharia (Islamic law) principles, offering an ethical alternative to conventional banking systems. Here’s a closer look at its core aspects and instruments.

Key Aspects of Islamic Finance

Prohibition of Riba (Interest)
Islamic finance strictly forbids the charging or receiving of interest, which is viewed as exploitative. Instead, it promotes ethical investments that benefit both parties. This prohibition ensures that financial transactions are fair and just, avoiding the exploitation of borrowers and ensuring that financiers take on a share of the risk.

Profit and Loss Sharing
Instead of fixed interest payments, Islamic finance emphasizes risk-sharing between financiers and entrepreneurs, ensuring a fair distribution of profits and losses. This model encourages partnership and collaboration, fostering a more resilient and equitable financial system where both parties are invested in the success of the venture.

Prohibition of Haram (Forbidden) Activities
Investments in industries like alcohol, gambling, and pornography are strictly prohibited, aligning financial activities with ethical and moral standards. This focus on ethical investment means that funds are directed towards socially responsible projects, supporting industries that contribute positively to society.

Avoidance of Gharar (Uncertainty)
Contracts with excessive uncertainty or speculative elements, such as derivatives and short-selling, are avoided to ensure transparency and fairness. This principle ensures that all parties have clear information about the terms of the contract, reducing the potential for disputes and fostering trust in financial transactions.

Common Islamic Finance Instruments

Murabahah (Cost-Plus Financing)
A sale contract where the bank buys an asset and sells it to the customer at a marked-up price, with payments deferred over time. This method allows customers to acquire necessary assets without the burden of interest, making it a popular choice for financing in various sectors, including real estate and automotive. Murabahah contracts are straightforward and transparent, ensuring both parties are aware of the cost and markup involved.

Musharakah (Joint Venture)
A partnership where both the bank and the customer invest in a project, sharing profits and losses based on their contributions. This approach not only provides financial support but also brings in the bank’s expertise and resources, increasing the likelihood of the project’s success. Musharakah fosters a sense of joint ownership and accountability, leading to more responsible and sustainable business practices.

Ijarah (Leasing)
A leasing agreement where the bank purchases an asset and leases it to the customer, providing an alternative to traditional loans. This method is particularly beneficial for businesses that need to use assets without having to purchase them outright, such as equipment or property. Ijarah contracts are flexible and can be structured to suit the specific needs of the lessee, making them a versatile financing option.

Sukuk (Islamic Bonds)
Asset-backed securities that comply with Sharia principles, commonly used to fund public infrastructure projects. Sukuk provides investors with a share in the asset and its returns, offering a stable investment vehicle that supports large-scale development projects. Sukuk structures are designed to ensure that the investment remains compliant with Islamic principles, offering a secure and ethical investment option.

Growth and Significance of Islamic Finance

With assets surpassing $2.4 trillion globally and an annual growth rate of 11.4%, Islamic finance is rapidly expanding. Its alignment with ethical principles and religious beliefs makes it a compelling choice for millions worldwide, fostering socially responsible investments and inclusive financial growth. The significant growth is also driven by the increasing demand for ethical financial products from non-Muslim investors who are attracted to the transparency and fairness inherent in Islamic finance principles.

Islamic finance is gaining traction in various regions, including the Middle East, Southeast Asia, and increasingly in Western countries. This growth is supported by a robust regulatory framework and the establishment of numerous Islamic financial institutions, which ensure that financial products and services adhere to Sharia principles.

Moreover, the innovative nature of Islamic finance instruments is attracting a diverse range of investors. The flexibility and ethical foundation of these products offer an attractive alternative to conventional financial systems, particularly in times of economic uncertainty. The rise of fintech in the Islamic finance sector is also noteworthy, as technology enables more efficient and accessible financial services, reaching a broader audience and fostering greater financial inclusion.

Islamic finance also plays a crucial role in supporting sustainable development goals (SDGs). By promoting ethical investments and prohibiting activities that are harmful to society, Islamic finance contributes to the creation of a more equitable and sustainable global economy. Initiatives such as green Sukuk, which finance environmentally friendly projects, demonstrate the potential of Islamic finance to drive positive change.


Islamic finance isn’t just a financial system; it’s a movement towards more ethical, inclusive, and socially responsible banking. As it continues to grow, it offers a promising alternative for those seeking to align their financial activities with their values. By emphasizing fairness, transparency, and shared risk, Islamic finance provides a sustainable model that benefits individuals, businesses, and society as a whole. Its potential to contribute to economic stability and social welfare makes it a valuable component of the global financial landscape.

Offa launches ultra-quick buy-to-let Islamic finance for British expats – PRWire

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Offa launches ultra-quick buy-to-let Islamic finance for British expats – PRWire

PRWire:

Offa launches ultra-quick buy-to-let Islamic finance for British expats

  • Modern, paperless service disrupts traditional British Islamic finance 
  • Attractive investment proposition for UAE-based Britons, family offices or other investors with a preference for bricks and mortar as a halal place to invest, with demand outstripping supply in the UK.

Dubai, United Arab Emirates, 11 July 2024 – Offa, the UK’s first Shari’ah-compliant bridge finance fintech, has today launched an innovative new buy-to-let finance (BTL) service providing fast funding decisions for British expats, delivered via a modern paperless process.

Powered by next-generation technological innovation, Offa’s BTL service replaces legacy  finance systems with its flexible and ethical Islamic property finance solutions, and end-to-end digital processes making it fast and easy for expats to apply and get a quick decision.

These Islamic BTL products are available to new and seasoned British landlords living in the Gulf Cooperation Council (GCC) states, Australia, the European Union, Canada, Singapore and Brunei.

Sagheer Malik, Offa’s Chief Commercial Officer and MD of Retail Finance, said: “I have met many British expats who need Islamic buy-to-let finance, but who struggle to cope with the onerous paperwork and old-style systems that they typically face. Our modern, ultra-fast, paperless buy-to-let finance solves that problem.

“With our team’s decades of industry experience and a streamlined digital application process, we are bringing 21st century Shari’ah-compliant BTL finance to our customers.”

UAE-based Gulf Islamic Investments group (GII), a leading Shari’ah-compliant global alternative investment company with over $4.5 billion of assets under management, took a majority stake in Offa in mid-2022. 

GII’s co-Founders and co-CEOs, Mohammed Alhassan and Pankaj Gupta, said: “This latest market innovation from Offa brings additional investment opportunities in UK property to Britons resident across the Arabian Gulf and further afield. We applaud Offa’s initiatives to attract further expatriate capital to the UK’s vibrant property market as an exciting alternative asset management strategy.”

Instead of using interest, Offa follows the Islamic finance principles of co-ownership-with-leasing. Customers acquire the property in partnership with Offa and make monthly payments to increase their share, over time owning it.

Another key feature of Offa’s BTL product is that where a customer’s rental income is not sufficient for the required affordability criteria for the BTL finance, Offa allows them to make up the difference with their personal monthly income (commonly known in the industry as top-slicing).

The service is available to anyone purchasing property in England and Wales aged 21 or over, either under their personal name or as a limited company, and where the property’s value is between £60,000 and £1 million. First-time landlords can also apply, and Offa’s BTL solutions are also available for houses in multiple occupancy (HMOs).

Offa provides an ethical finance model designed in accordance with Islamic finance principles, which means not charging interest and investment into sectors deemed harmful to society – such as alcohol, tobacco, and the arms trade.

In April, Offa announced a £100 million credit line for its bridge finance arm from a fund managed by GII. The credit line is the largest of its kind outside of the Gulf, creating significant capacity for the Birmingham-headquartered business to expand and diversify its financial propositions in the UK property market.

About Offa, offa.co.uk

Founded in 2019, Offa is the UK’s first bridge finance provider operating in accordance with Islamic finance principles. Faith is at the core of Offa’s vision, brand and service, enabling British Muslim property investors and others seeking ethical capital to access Sharia-compliant finance and realise their potential as they move up the property ladder. Offa’s experienced senior team are among the leading names in UK Islamic finance, bringing innovation to the market by creating a faster, smarter, and easier service through direct and broker channels to meet this large and previously unfulfilled demand. Gulf Islamic Investments took a majority stake in the Birmingham-headquartered company in 2022. 

Media Enquiries

For more information about this story, Islamic finance, or OFFA, please contact:

Damien Fletcher
damien.fletcher@offa.co.uk
+44 7413 141 160

Découvrez l’auteur Alain Couture – PRWire

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PRWire:


Découvrez les romans de l’auteur Alain Couture

Alain Couture, un enseignant à la retraite ayant consacré plus de trente-cinq ans à l’éducation, est désormais auteur de romans passionnants qui mêlent réalité et imaginaire. Avec une carrière riche en expériences humaines, Alain partage maintenant ses histoires captivantes à travers ses ouvrages littéraires.

Découvrez l’auteur Alain Couture – PRWire

À propos de l’auteur

Alain Couture a passé plus de trois décennies dans le domaine de l’éducation, enseignant à tous les niveaux, du préscolaire à l’éducation des adultes. Fort de cette expérience humaine riche et diversifiée, il se consacre maintenant à l’écriture de romans. Alain puise dans son vécu pour créer des récits uniques et immersifs, où le réel et l’imaginaire se rencontrent. Sa passion pour l’écriture et l’informatique se reflète dans ses œuvres, offrant aux lecteurs des univers à la fois familiers et extraordinaires.

La Trilogie – Les Héritiers Dumont

Cette série de romans explore les thèmes de la reconstruction, de l’héritage et de la quête personnelle à travers trois générations d’une même famille.

Tome 1 : Équinoxe – Le jour de l’appel

Jacques Dumont, un entrepreneur prospère, voit sa vie basculer lors d’un dîner d’affaires dramatique. Contraint de rebâtir sa vie, il traverse des épreuves qui le transforment profondément. Cependant, juste au moment où il semble avoir repris le contrôle, un nouveau drame survient, laissant le lecteur en haleine.

Tome 2 : L’héritage de Jonathan

Après la mort tragique de son père, Jonathan découvre une série d’énigmes laissées par ce dernier. Dix ans après leur dernier contact, il entame une quête pour déchiffrer ce mystérieux héritage, découvrant des vérités bouleversantes et des défis inattendus.

Tome 3 : La saga de l’enfant prodigue

Ce roman sera publié avant la fin de cette année. Il raconte l’histoire de Jérémie, adolescent rebelle, décidé à quitter sa famille chrétienne pour vivre ses propres expériences. Sa quête de liberté le confronte à des défis imprévus qui le ramènent finalement vers des chemins qu’il s’était juré d’éviter. Une rencontre inattendue bouleverse ses plans et change sa vie.

Avis des lecteurs

Les romans d’Alain Couture ont été salués pour leur écriture fluide, leurs intrigues bien recherchées et leurs thèmes touchants tels que la famille, le deuil, le pardon et la rédemption.

“J’ai passé un bon moment en lisant ce livre! Dès le départ, j’ai été convaincue par la plume. On sent que l’auteur a beaucoup travaillé sur son roman, et cela se ressent dans son écriture qui est à la fois fluide et belle, sans pour autant chercher à en faire trop.”   – Chroniqueuse littéraire sur Instagram

Invitation aux journalistes

Alain Couture invite les journalistes et les critiques littéraires à découvrir son univers en visitant son site web et en demandant des exemplaires de ses romans pour une éventuelle chronique. Ses œuvres sont disponibles pour une revue approfondie, et il serait ravi de fournir des copies sur demande.

Pour plus d’informations ou pour demander des exemplaires de ses livres, veuillez contacter

Alain Couture
auteur@alaincouture.com

https://alaincouture.com

Discover the Novels of Alain Couture – PRWire

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PRWire:

Discover the Novels of Author Alain Couture

Alain Couture, a retired teacher who dedicated more than thirty-five years to education, is now an author of captivating novels that blend reality and imagination. With a career rich in human experiences, Alain now shares his engaging stories through his literary works.

About the Author

Alain Couture spent over three decades in the field of education, teaching at all levels, from preschool to adult education. With this rich and diverse human experience, he now devotes himself to writing novels. Alain draws from his life to create unique and immersive stories where the real and the imaginary meet. His passion for writing and computers is reflected in his works, offering readers worlds that are both familiar and extraordinary.

The Trilogy – The Dumont Heirs

This series of novels explores the themes of rebuilding, heritage, and personal quest through three generations of the same family.

Volume 1: Equinox – The Day of the Call

Jacques Dumont, a successful entrepreneur, sees his life turned upside down during a dramatic business dinner. Forced to rebuild his life, he goes through trials that profoundly transform him. However, just when he seems to have regained control, a new drama occurs, leaving the reader breathless.

Volume 2: Jonathan’s Legacy

After his father’s tragic death, Jonathan discovers a series of puzzles left by him. Ten years after their last contact, he embarks on a quest to decipher this mysterious legacy, uncovering shocking truths and unexpected challenges.

Volume 3: The Saga of the Prodigal Son

This novel will be published before the end of this year. It tells the story of Jérémie, a rebellious teenager, determined to leave his Christian family to live his own experiences. His quest for freedom confronts him with unforeseen challenges that ultimately lead him back to paths he had sworn to avoid. An unexpected encounter disrupts his plans and changes his life.

Reader Reviews

Alain Couture’s novels have been praised for their smooth writing, well-researched plots, and touching themes such as family, grief, forgiveness, and redemption.

“I had a great time reading this book! From the start, I was convinced by the writing. You can tell the author put a lot of work into his novel, and it shows in his writing, which is both fluid and beautiful, without trying to do too much.” – Literary Blogger on Instagram

Alain Couture invites journalists and literary critics to discover his universe by visiting his website and requesting copies of his novels for potential review. His works are available for an in-depth review, and he would be delighted to provide copies upon request.

For more information or to request copies of his books, please contact:

Alain Couture
auteur@alaincouture.com

AlainCouture.com