“Comparing Prices in April 2024”

MoneyVox has released its latest ranking of the most affordable online banks for April. Discover which banks offer the most competitive rates based on three different customer profiles. Surprisingly, you could save up to 251 euros in bank charges per year!

In an effort to help consumers reduce their banking expenses, MoneyVox evaluates the rates of 127 online and traditional banks throughout the year. The comparison is done for three typical profiles: classic, young, and premium. The goal is to assist individuals in finding the online bank that provides the best value for their specific needs. Explore how you can save up to 251 euros annually on your bank charges this month.

For the young profile, which represents customers under 25 years old earning around 800 euros per month, there are options for bank accounts without any annual fees at online banks like Fortuneo, Revolut, and BoursoBank. N26 also offers an attractive option with an annual fee of only 1.70 euros.

Moving on to the premium profile, where customers have a monthly income of around 3,000 euros and specific banking needs, Fortuneo and BoursoBank top the list once again with no annual fees. Hello bank enters the scene in third place with annual fees of 86.50 euros. BforBank, previously in third place, has been overtaken due to changes in its offerings.

Lastly, for the classic profile, representing the majority of customers with standard banking needs, BoursoBank and Fortuneo lead the ranking with annual fees of only 2.78 euros. Orange Bank follows closely behind with fees of 18.98 euros. However, Orange Bank will soon cease its operations and has partnered with BNP Paribas to facilitate the transfer of accounts to Hello bank.

In conclusion, finding the right online bank for your specific profile can lead to significant savings on bank charges. Whether you are a young, premium, or classic customer, there are options available to help you optimize your banking expenses.

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