Revolutionizing Healthcare Financing in Indonesia with JULO: Easy Access for Any Hospital, Dentist, or Clinic

JAKARTA, Indonesia, March 19, 2024 – Aiming to promote financial inclusion in Indonesia, JULO has rolled out a nationwide healthcare financing feature. Known as JULO Health, this innovative service allows Indonesians to finance their healthcare needs at various medical facilities across the country, including hospitals, clinics, pharmacies, and laboratories, all within a few clicks on the app with monthly installment options.

According to a survey by Global Health Service Monitor, 59% of Indonesia’s 278 million population are worried about the high costs of medical treatments posing a challenge to accessing healthcare. Indonesia’s medical inflation rate, at 13.6% annually, is around four times higher than the general inflation rate, adding to the burden of medical expenses faced by the population.

Nimish Dwivedi, Chief Business Officer at JULO Group, mentioned, “Medical expenses are often urgent and time-sensitive. With the introduction of healthcare financing in the JULO app, patients can quickly settle their medical bills at any healthcare facility. Our goal is to enhance not only our customer’s financial health but also their overall well-being.”

Testimonials from JULO users further highlight the significant impact of this healthcare financing feature. Irene from Papua shared how JULO helped fund her child’s urgent medical treatment, while Dina from Yogyakarta expressed gratitude for the quick assistance provided by JULO in a critical medical situation.

In addition to the healthcare financing feature, JULO offers its 2 million and growing user base a range of cash and non-cash services. Users can access credit limits of up to 50 million rupiah (equivalent to USD 3,000) to make payments for various expenses like utility bills and train tickets with the convenience of 9-month installment options.

Throughout 2023, JULO has introduced various product innovations to support financial inclusion in Indonesia, such as JULO Education, a service dedicated to educational advancement, and JULO Cares, which offers gadget protection cover. Adrianus Hitijahubessy, Co-founder of JULO, emphasized the company’s commitment to enriching the lives of its customers through innovative benefits.

Founded in 2016, JULO has become a leading fintech company in Indonesia, providing digital credit access and financial empowerment to emerging consumers. With investments from reputable firms and official licensing, JULO continues to enhance its services to offer convenient digital credit solutions across Indonesia.

JULO’s expansion and impact have earned the company several awards and recognitions, showcasing its dedication to the community, business environment, and industry as a whole. For more information on JULO and its services, visit their website at


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